Histories re-written: the importance of accuracy in Credit Reference Agency registrat

The consequences of a poor credit rating can be severe and it is important that any default registrations with CRAs are accurate. Accordingly, individuals are increasingly likely to hold lenders to account over any incorrect registration. In a recent case, Grace v. Black Horse Limited, the Court considers when a default is not rightly a […]



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Histories re-written: the importance of accuracy in Credit Reference Agency registrat