I am desperate for some advice and I hope someone can help.
I have spent a month running around trying to find legal help but have been unsuccessful so far.
I received and Interim Charging Order just over a month ago relating to a default judgement obtained in August without my knowledge for £32,000
The claimant posted me the Interim Charging Order a week before the hearing detailed in the ICO. When I called the court they confirmed that the claimant provided false addressI was persuaded into buying a bungalow jointly with someone 5 years ago. The joint owner who stated he was a builder proposed that we buy a bungalow ( that he had sourced previously) jointly with my deposit of £32,000.
Throughout 2008 I was harassed by the conveyancing solicitors and the mortgage adviser into buying the property, both sourced by the joint owner. It was agreed that he was to live there for a period of 3-6 months whilst paying the mortgage and other expenses using his skills as a builder to do it up, sell and split the profits. However, his real intentions became apparent after purchase. After exchange of contracts I was refused a key and entry. He then proceeded to attempt to defraud me of my deposit using any means necessary. A campaign of false harassment charges commenced shortly after purchase. Despite a lack of evidence he instructed a solicitor on the matter claiming damages of £32,000. The matter was to be heard at Central London County Court together with my order for sale with a scheduled trial date in late 2013.
However, instead of complying with court procedure he frustrated the process at every juncture, including dis-instructing his solicitor, not agreeing a handwriting expert in relation to his allegations and not paying the trial fee. Both my Order for sale and his harassment claim were struck out.
Since 2011 the house has been in arrears which reached £8,000 this year. Santander obtained a suspended possession order in May. The joint owner in occupation managed to come to an arrangement to clear the arrears but is not honouring it.
In the meantime, unbeknown to me, his wife has fraudulently obtained an interim charging order of £32,000 by default at Northampton County Court by supplying the court with false address details for me. The matter came to my attention three weeks ago when they sent me the Interim Charging Order detailing a hearing date of 3rd October 2014.
At the hearing his wife produced a Certificate of Service that she claimed was served on me. It was not. I have not received any documents pertaining to her claim because she told the court I lived at her address, the property I own jointly with her husband. They are fully aware of my address.
I informed the Judge that she has committed fraud in an attempt to obtain property by deception which has been reported to the National fraud Bureau. The Judge has given me until the 9th December 2014 to produce a defence after which the Interim Charging Order will become final.
Hi everyone,
