Hi everyone,New on here so please excuse me if im posting this in the wrong place.Ive received a court claim on the 24/12/14 regarding a capital one debt from 2004,The credit limit was £200 and i went over by £2.00 receiving a £40 charge.It spiralled out of control and payments were still being made to them in 2010,so is still enforcable.The amount now after years of payments is £699.I would like to defend it on it being unfair and disproportionate.I need to get the defence back by the 27th,But i am unsure how to word that on the form,I will be attending C.A.B but wondered if anyone here could shed any light on it.Thanks for reading this,Kind regards,Stephen.
court claim and defence.
