Hi all
Im in need of some good advice please.
I went onto my credit file to find a CCJ had been applied to a previous address I know longer live at for an amount of £5767.31.
I took out a current account with a big overdraft with Yorkshire bank in June 2008, later that year my business was victim of the credit crunch, i was an insurance adviser and the network we used to submit business went bust owing me thousands, it was a hard time and i defaulted on the account. I didn't hear anything for years and when I moved home I didn't inform them i had moved and to be fair i thought the debt was statue barred by now or very close to being.
My issue now is I've applied to be a financial adviser again and this CCJ has come up from nowhere and is causing me problems with my application, ive looked at getting it set aside but don't know how best to approach this to get it removed if possible from my credit file
the debt is now owned by Marlin financial and the judgement was issued in Nov 2014 and I knew nothing about this or had any paperwork until I applied for this job and they credit searched me.
any help would be greatly appreciated
Im in need of some good advice please.
I went onto my credit file to find a CCJ had been applied to a previous address I know longer live at for an amount of £5767.31.
I took out a current account with a big overdraft with Yorkshire bank in June 2008, later that year my business was victim of the credit crunch, i was an insurance adviser and the network we used to submit business went bust owing me thousands, it was a hard time and i defaulted on the account. I didn't hear anything for years and when I moved home I didn't inform them i had moved and to be fair i thought the debt was statue barred by now or very close to being.
My issue now is I've applied to be a financial adviser again and this CCJ has come up from nowhere and is causing me problems with my application, ive looked at getting it set aside but don't know how best to approach this to get it removed if possible from my credit file
the debt is now owned by Marlin financial and the judgement was issued in Nov 2014 and I knew nothing about this or had any paperwork until I applied for this job and they credit searched me.
any help would be greatly appreciated
CCJ issue
