Hi all,
I am new to this forum but have spent the last few hours reading through other peoples experiences and what has happened.
i recevied a letter forwared on from my old address today 26/01/2015, the letter was dated the 20/01/2015
It was from Bryan Carter / Lowell portfolio for an amount relating to Lloyds Bank.
I logged onto the court sitre and entered the password provided on the papers and through looking at advice on these forums acknowledged
the court letter, which I understand gives me time to get my defence ready.
Now I belive this debt realtes to an old overdrat and from looking on my credit report online is coming upto 6 years this summer.
Now I am just a bit confused on how to proceed , as I dont want the CCJ on my file, but I cannot afford the full amount. I want to pay this off in installments or get an offer to clear the balance at a lower figure. The amount is £1400 then it states on the CCJ letter costs from the court will be added.
Any advice here?
Sorry if I sound like I dont know what i'm doing but my wife was in tears last night and I'm a bit lost on how to proceed.
Many thanks
I am new to this forum but have spent the last few hours reading through other peoples experiences and what has happened.
i recevied a letter forwared on from my old address today 26/01/2015, the letter was dated the 20/01/2015
It was from Bryan Carter / Lowell portfolio for an amount relating to Lloyds Bank.
I logged onto the court sitre and entered the password provided on the papers and through looking at advice on these forums acknowledged
the court letter, which I understand gives me time to get my defence ready.
Now I belive this debt realtes to an old overdrat and from looking on my credit report online is coming upto 6 years this summer.
Now I am just a bit confused on how to proceed , as I dont want the CCJ on my file, but I cannot afford the full amount. I want to pay this off in installments or get an offer to clear the balance at a lower figure. The amount is £1400 then it states on the CCJ letter costs from the court will be added.
Any advice here?
Sorry if I sound like I dont know what i'm doing but my wife was in tears last night and I'm a bit lost on how to proceed.
Many thanks
Court Claim - lowell portfolio/ lloyds bank/ Bryan carter - 26/01/2015
