Hi, I am hoping someone can advise me if I can defend or challenge County Court Claim N1CPC issued by Restons Solicitors on behalf of Cabot Finance on 10th November 2014. The claim is for £10000 overdraft on a gold current account that was originally held with Lloyds TSB. I am in this mess because I was made redundant from my Job, diagnosed with depression and unable to work for two years.
At the time I opened my account in 1995 I had an overdraft facility of a few hundred pounds (£200). The facility was supposed to be reviewed every two/three months but never was. I was also obliged to take out CPP card protection.
The Particulars of the claim are as follows:
The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Lloyds Bank – Current Account dated on or about Oct 12 1995 and assigned to the claimant on Jun 17 2014 in the sum of ~#9918.09
Also what are my other options? Do I offer a payment plan and how can I do this without having a CCJ entered against me?
Please help.
At the time I opened my account in 1995 I had an overdraft facility of a few hundred pounds (£200). The facility was supposed to be reviewed every two/three months but never was. I was also obliged to take out CPP card protection.
The Particulars of the claim are as follows:
The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Lloyds Bank – Current Account dated on or about Oct 12 1995 and assigned to the claimant on Jun 17 2014 in the sum of ~#9918.09
Also what are my other options? Do I offer a payment plan and how can I do this without having a CCJ entered against me?
Please help.
Restons Cabot Current Account Lloyds TSB overdraft CCJ Claimform
