Hi Everyone,
Please could you help me as to regards to my options?
Received a claim? Yes
Issue Date: 9/1/2015
Amount approx: 1500
Claimant: Cabot Financial UK
Solicitor: Restons Solicitors
Original Credit: Capital One
Type of Account: Credit Card
Particulars of Claim:
The Claimants claims payment of the overdue balance due from the Defendant(s) under a agreement a contract between the Defendant(s) and Capital One Bank (Europe) dated on or around 2001 and assigned to the Claimant on 2007 in the sum of 1300PARTICULARS a/c no ****************
DATE ITEM VALUE
**/12/2014 Default Balance 1300
Post Refrl Cr NIL
TOTAL 1300
Stat Barred? No
Have sent:
CCA to Cabot and acknowledged claim.
Other Info:
Originally I thought that I had made no payments to this it was a long time ago and had forgotten but when I CCA'ed cabot in May 2014, they sent me a copy of form, a slip from the CAB with my signature on, a giro slip (as was querying 2 payments), a spreadsheet showing 2 payments and terms & conditions from the original and defaulted agreement? I have moved around a lot as I had a relationship breakdown. I did seek advice from the CAB a very long time ago and read some information from a different advice service so hence the payments. I have managed to sort quite some of my debts but this one I am struggling and can't really see anything to defend.
I have tried to send a SAR to Capital One. However, they sent it back the first time as they specifically wanted me to make the PO payable to them (I had sent it blank) which I did and now they have refused to do it saying that I haven't 'signed' the letter (I did digitally), but cashed the PO, so now processing a refund.
Just really fed up with the whole thing and not really sure where I can go from here...
Can anyone help?
Thanks
Much appreciated
Flower
Please could you help me as to regards to my options?
Received a claim? Yes
Issue Date: 9/1/2015
Amount approx: 1500
Claimant: Cabot Financial UK
Solicitor: Restons Solicitors
Original Credit: Capital One
Type of Account: Credit Card
Still on Credit Reference File? No
Default Date: 2007
Default Date: 2007
Particulars of Claim:
The Claimants claims payment of the overdue balance due from the Defendant(s) under a agreement a contract between the Defendant(s) and Capital One Bank (Europe) dated on or around 2001 and assigned to the Claimant on 2007 in the sum of 1300PARTICULARS a/c no ****************
DATE ITEM VALUE
**/12/2014 Default Balance 1300
Post Refrl Cr NIL
TOTAL 1300
Stat Barred? No
Have sent:
CCA to Cabot and acknowledged claim.
Other Info:
Originally I thought that I had made no payments to this it was a long time ago and had forgotten but when I CCA'ed cabot in May 2014, they sent me a copy of form, a slip from the CAB with my signature on, a giro slip (as was querying 2 payments), a spreadsheet showing 2 payments and terms & conditions from the original and defaulted agreement? I have moved around a lot as I had a relationship breakdown. I did seek advice from the CAB a very long time ago and read some information from a different advice service so hence the payments. I have managed to sort quite some of my debts but this one I am struggling and can't really see anything to defend.
I have tried to send a SAR to Capital One. However, they sent it back the first time as they specifically wanted me to make the PO payable to them (I had sent it blank) which I did and now they have refused to do it saying that I haven't 'signed' the letter (I did digitally), but cashed the PO, so now processing a refund.
Just really fed up with the whole thing and not really sure where I can go from here...
Can anyone help?
Thanks
Much appreciated
Flower
CClaim Received - Restons/Cabot/Capital One: What can I do?
