This is a similar story as per http://ift.tt/1wKwH31
I have basically just received a similar letter from the Northampton County Court detailing that I have missed my court date and that I owe MCS £5894 inc fees .
However like the above thread I have not received any letters informing me about anything until today
I also find that amount weird and i dont recognise it as a debt i owed or owe.
Background
My credit past is a bit shady as when I was at uni i ended up racking up £21000+ worth of debt, I have finished UNI in 2007. I agreed with all my creditors at the time a informal payment plan with the help of the CAB, I have nearly finished paying the debts with around £700 left.
Since then ive not heard much about it with the exception of the annual/monthly letter to say "I should increase the payment".
I have never missed a payment from 2007 onwards and have never seen a letter from MCS before.
I've been at my current address for the past 3 years and my previous address, my family lives at and forwards the post to me on a weekly basis(if any).
My credit file is currently showing me only owing 2 debts which are currently being satisfied by my repayment plan.
I've also today been notified that a valid public records exists with my name,
Recently due to my job (started in august this year) i got asked to provide proof for paying/satisfying the debts
I dont know if this is a coincidence but could asking the debtors for proof of payment or satisfaction cause unknown debts to come up?
I am also not sure what to do or where to go with this as the letter dated the 10th of this month has only just arrived. Which means that i have only 9 days to do something about it.
One of the bigger issues with this is that ideally I need the CCJ record struck off my file as when my employer checks my file, I will probably get fired/released/suspended (different conversation to have and i will probably inform them tomorrow when i go in for work)
This will mean that I wont be able to pay a penny back if that happens.
I am also getting confused as im getting conflicting advice from the National Debt Line and also what i am reading on-line.
The NDL are suggesting is best to pay and try to claim money later however i cant afford to pay the full amount.
Any help is appreciated.
Thanks
beastofbobmin
I have basically just received a similar letter from the Northampton County Court detailing that I have missed my court date and that I owe MCS £5894 inc fees .
However like the above thread I have not received any letters informing me about anything until today
I also find that amount weird and i dont recognise it as a debt i owed or owe.
Background
My credit past is a bit shady as when I was at uni i ended up racking up £21000+ worth of debt, I have finished UNI in 2007. I agreed with all my creditors at the time a informal payment plan with the help of the CAB, I have nearly finished paying the debts with around £700 left.
Since then ive not heard much about it with the exception of the annual/monthly letter to say "I should increase the payment".
I have never missed a payment from 2007 onwards and have never seen a letter from MCS before.
I've been at my current address for the past 3 years and my previous address, my family lives at and forwards the post to me on a weekly basis(if any).
My credit file is currently showing me only owing 2 debts which are currently being satisfied by my repayment plan.
I've also today been notified that a valid public records exists with my name,
Recently due to my job (started in august this year) i got asked to provide proof for paying/satisfying the debts
I dont know if this is a coincidence but could asking the debtors for proof of payment or satisfaction cause unknown debts to come up?
I am also not sure what to do or where to go with this as the letter dated the 10th of this month has only just arrived. Which means that i have only 9 days to do something about it.
One of the bigger issues with this is that ideally I need the CCJ record struck off my file as when my employer checks my file, I will probably get fired/released/suspended (different conversation to have and i will probably inform them tomorrow when i go in for work)
This will mean that I wont be able to pay a penny back if that happens.
I am also getting confused as im getting conflicting advice from the National Debt Line and also what i am reading on-line.
The NDL are suggesting is best to pay and try to claim money later however i cant afford to pay the full amount.
Any help is appreciated.
Thanks
beastofbobmin
Another "Mortimer Clarke Solicitor Judgement for claimant" letter
