Hi, I am currently going through the processes of defending a court claim from Bryan Carter on behalf of Lowell Portfolio. A quick summary of what it is about. The debt is not statute barred but the majority of the debt is made up of excessive charges/fees and interest. There are many questionable charges on the statements. I have submitted my defence/set off based on these charges/interest. Both CCA request and CPR were sent prior to submitting defence but no response documents have been received. Just a letter from BC stating that I should produce the requested documents. Now waiting for DQ from the Court.
Have now received a letter from BC offering a settlement, either in full (£6608) or monthly payments of the full balance.
I have received a lot of advice but not sure what route to take. Do I try and strike a deal with BC or do I take it further as they have not produced any documents to prove the debt? I feel I should fight it based on the excessive fees/interest added.
Any advice would be appreciated.
Have now received a letter from BC offering a settlement, either in full (£6608) or monthly payments of the full balance.
I have received a lot of advice but not sure what route to take. Do I try and strike a deal with BC or do I take it further as they have not produced any documents to prove the debt? I feel I should fight it based on the excessive fees/interest added.
Any advice would be appreciated.
Court Claim from Bryan Carter for Lowell Portfolio
