Due to people owing me at the moment I need to pay my BT bill, the joys of being self employed, but haven't got the funds. This is something I will deal with but I have received an e-mail telling me how they are going to cut me off, then use a debt collector and how it will affect my credit rating. All fairly standard stuff which I will deal with but it has got me thinking. I am not on direct debit and a large portion of the debt (probably 75%) is for the next three months line rental and package. So would I be right in thinking they are trying to intimidate me for a debt that I haven't incurred as yet, I haven't had the next three months line rental because it is for the next three months. If this debt was marked on my credit rating could it be classed as misleading info and hence detrimental to me as a debt that doesn't exist. Even though I have been with BT for many years I have never signed any contract or renewal. Just wondering about anybody's thoughts on this.
BT billing