Hi All

Thought I'd pop in and say hello

Hi All

Hi all

Found this forum by accident when searching for some advice on a legal mater.. Lots of good info and advice,.. think i`ll stick around :-)





I did have an issue with registering,. forum kept telling me to fill in password section (although I had, 3 times in total) and then when it finally accepted it, it said I was already registered..

Hi all

hi all

I have been on forum for a while as a guest but finally thought I would join

I am frank from Manchester hope to speak to you soon

hi all

hi all

Just to say hello, new here . i will get to know the site first before i post my problems later

hi all

Hi all

Hi everyone I just joined and wanted to say hi ,

I am looking for advice on bank charges and reclaiming them on the grounds of financial hardship, in 6 years since my wife was forced to finish work to become my carer and dispite the citizans advice contacting the bank to tell them we were , the bank have charged us 2000 pounds nearly in charges for going over our overdraft some as much as £95 which is well more y han half a weeks money we recive I have complained and been offered £400 as a good will gesture , can anyone advise me if they think ee have a good case to go forward or to take the 400

Many thanks

Hi all

Hi all, please help

Hello everyone,

new to the forum and don't really know where to begin, im very recently separated from my wife, we have 2 wonderful kids together ,and a mortgage, I need some advice on where to start to sort everything out with regards to access rights to the kids, and dealing with the mortgage(which is in both our names but I pay it). my head is spinning and as I say I really don't know where to begin.

Hi all, please help

hi all

I have had a letter from Restons Solicitors, Re:Cabot Financial(UK)Limited v.Yourself Halifax-Current Account.

I sent a letter asking for full proof that I do owe the money as in original signed documents as the debt is about 5 years ago.

Their reply today is,

This account relates to a Halifax current account overdraft and is therefore not covered under the provisions of the Consumer Credit Act 1974.

As you have not provided this office with you repayment proposals we have now been instructed to issue legal proceedings against you.

Are they correct about the Consumer Credit Act and can the do anything to me?

Thank you in advance for any help.

hi all

Hi All

Hi Everyone, Found this site in The Guardian yesterday and it seemed to be doing such a brilliant job felt I had to join to see if I could help in any way.



Regards



John

Hi All