Hi,
Not sure where to post this?
I was recently refused a new bank account and started looking online to see why. It would seem that although I have been paying my mortgage every month, because the date of the loan started on the 14th and I chose when asked that I wanted to pay on the 1st every month, I have been marked as orange and late payment in arrears every month on my credit rating.
Surely in theory I was only late once, if ever, not every month for the last year since it started? I could have easily paid an extra month if I had known but the mortgage co never requested the extra payment or anything no letters that I am apparently in arrears either.
I don't know how to challenge this as it seems unfair so any help is great please.
Not sure where to post this?
I was recently refused a new bank account and started looking online to see why. It would seem that although I have been paying my mortgage every month, because the date of the loan started on the 14th and I chose when asked that I wanted to pay on the 1st every month, I have been marked as orange and late payment in arrears every month on my credit rating.
Surely in theory I was only late once, if ever, not every month for the last year since it started? I could have easily paid an extra month if I had known but the mortgage co never requested the extra payment or anything no letters that I am apparently in arrears either.
I don't know how to challenge this as it seems unfair so any help is great please.
Hi everyone
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