Wilkin Chapman LLp - Arrow Global Guernsey

Hi Everyone - hoping someone can set me on the right path to deal with this matter...I had help from stepchange several years back after a messy divorce left me in financial meltdown. I contacted all of my creditors before I stopped making payments and set up agreements with them all to make payment of £1 to each. Over the years some of them have been in contact and I've upped the payment to £5. Sometimes they have sold the debt on but all of the new DCA's have accepted that I make my payments on time every month and have left me alone.I've now had a letter that has taken an additional 2 weeks to reach me as it went to an old address. I don't know if other letters have gone there and been binned etc. by other tenants but the new tenants have started forwarding mail to me.The letter is from WC LLP and related to a debt they say I owe Arrow. They haven't stated how much the debt is but they do say 'we refer to our recent letter' - this is the only letter though that has reached me.Should I write to them explaining this and asking for details of the alleged debt? I've put together a letter stating this but now I'm unsure if I should be sending something more officially worded. It does strike me as a bit of a scare tactic letter - they mention court, the usual stuff but no statement of what I supposedly owe them.All help gratefully receivedthanksPhe

Wilkin Chapman LLp - Arrow Global Guernsey