They sold my car without my knowledge

I try to keep it simple. I had non-fault accident in December14.

called accident management company.

they arranged recovery of vehicle to their storage

they arranged hire car, solicitor for personal inj, engineer report,

they asked me for certificate of insurance and V5 (i naively given them)

Engineer report says TOTAL LOSS. report forwarded to third party insurance they think it is repairable.

in mean time I received letter from DVLA saying we are no longer registered keeper.

so they claim management company sold the car before waiting for me to get paid.

I called police, they went to that company and informed me this is a civil matter not car theft because in one of the papers I signed it says:

I Mr .... confirm I have read the engineer report relating to this accident and I am happy with its content and I undrestand that I will not retain the salvage.

Police thinks this is enough for them to sell the salvage.



1- car is salvage when third party insurance agree and pay for that

2- before that, it should be kept in storage and treated as repairable car

3- car was in my wife's name ,they knew that (in V5) I can not give them authority to sell it

4- car has 40K outstanding finance, they were aware of this, but still sold that

5- Although I signed the paper, it was different from what he explained to me, I have the telephone conversation recorded and they confirmed we agreed that we can keep the salvage (after I signed the papers )



I informed finance company, and they want me to pay the settlement figure (not very helpful) they are not willing to get involve in recovering the car which is now repaired and is on the street.



the third party insurance is not willing to pay as they think car is repairable and not total loss

solicitor says lets take the third party insurance to court



Confused, Desperate, Deceived, Hopeless, begging for honest advice specially if had similar experience

thanks

They sold my car without my knowledge