Im new here and in desperate need of advice regarding baliffs.
Im currently paying them £40 per month,for a council tax arrear,this has been going on for a few years as its been a vicious circle of paying baliffs,managing to afford to live,then not being able to afford the current years council tax.
It came to a head in january of this year when the council added on this years council tax,the baliffs returned asking for more than the £40,after i told them i couldn't pay any higher amount the bullying tactics kicked in. I then offered £80 and they refused that offer. I then contacted the council,told them the situation and the lady said she would contact the baliffs and ask them to accept the offer of £80, but i had to take debt advice on the situation.
I spoke to a debt advice service that told me to stick to my current payments,and in the meantime they were going to help me with a debt relief order.
Today i had a baliff visit,demanding the £80,saying i had defaulted on my agreement,i have not signed anything to say i would pay the £80 per month. I shut the door on the baliff,phoned the council,who said i had defaulted on the verbal agreement. I phoned the baliff back,offering to pay the extra to make up the payments,he refused to accept that and informed me he would be returning with a locksmith and a couple of boys to clear my house!!........the whole morning ended in me paying £200 just to stop them taking anything and they will be returning tuesday of next week to make a new arrangement......is there anything i can do????
Im currently paying them £40 per month,for a council tax arrear,this has been going on for a few years as its been a vicious circle of paying baliffs,managing to afford to live,then not being able to afford the current years council tax.
It came to a head in january of this year when the council added on this years council tax,the baliffs returned asking for more than the £40,after i told them i couldn't pay any higher amount the bullying tactics kicked in. I then offered £80 and they refused that offer. I then contacted the council,told them the situation and the lady said she would contact the baliffs and ask them to accept the offer of £80, but i had to take debt advice on the situation.
I spoke to a debt advice service that told me to stick to my current payments,and in the meantime they were going to help me with a debt relief order.
Today i had a baliff visit,demanding the £80,saying i had defaulted on my agreement,i have not signed anything to say i would pay the £80 per month. I shut the door on the baliff,phoned the council,who said i had defaulted on the verbal agreement. I phoned the baliff back,offering to pay the extra to make up the payments,he refused to accept that and informed me he would be returning with a locksmith and a couple of boys to clear my house!!........the whole morning ended in me paying £200 just to stop them taking anything and they will be returning tuesday of next week to make a new arrangement......is there anything i can do????
baliff advice needed
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