Hello, the other day hsbc took £66 out of my account under the payment reference of 'pre notified'... As I was nnever notified about this payment, am I allowed to ask for it back? Furthermore, I believe it is because I went overdrawn by about £2 back in January, but why charge me £66? Can I also argue that they took the payment out kknowing I only had £38 in my account and therefore they deliberately put me into an informal overdraft? I haven't got an overdraft but now because of the charge my account says '-£2828'... Help me!
pre notified payment
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