Hi everyone x been awhile since i posted and i need some help and advise please, i fell deeply into arrears with very and stupidly i ignored them, they since passed it on to ndr who i believe are their inhouse dca. i never denied owing this debt (nearly £6000) and stupidly offered a payment of £250 pm. I seriously cannot afford this and asked them for a reduction in payment-they refused saying it wouldnt cover the arrears on the account-i also asked them to change the payment date to my payday date-they also refused this as the agreement says payment to be made every 28days, this is making me fall deeper and deeper into arrears as they also charge for late payment, i set up a payment on my debit card on my paydays and although payment may be late it is still paid. What can i do? its like a roller coaster and i am getting nowhere. they won't budge an inch for me x Thank you in advance any assistance is greatly received x
ndr/very
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