Received a claim? Yes
Issue Date: 9-1-2015
Amount approx: £800
Claimant: Cabot
Solicitor: Restons
Original Credit: Vanquis
Particulars of Claim:
The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Vanquis dated on or about xxx xx 2009 and assigned to the Claimant on xxx xx 2012 in the sum of 8xx.xx.
PARTICULARS a/c no xxxxxxxxxxxxxxxx
DATE ITEM VALUE
xx/xx/2014 Default Balance 8xx.xx
Post Refrl Cr NIL
TOTAL 8xx.xx
Stat Barred? No
Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request
Other Info:
I've received the following replies to my CCA/CPR requests:
1. Cabot - the standard response letter - "We anticipate that we will be able to provide this information within 40 days"
2. Restons - the standard response letter - "You would have been provided with a copy of the contractual Terms and Conditions at the time the account was opened and hence we see no reason why you now require an additional copy" ... "the Particulars of Claim contains sufficient information in order for you to understand what the claim relates to..." etc etc.
I have been following Nuff55's Cabot/Restons thread on this forum with interest, and as far as I can see my defence should be along the same lines as the defence posted by Nuff55 here:
http://ift.tt/1zrEzuI
Could anyone confirm if I'm going in the right direction with this? Many thanks.
Issue Date: 9-1-2015
Amount approx: £800
Claimant: Cabot
Solicitor: Restons
Original Credit: Vanquis
Particulars of Claim:
The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Vanquis dated on or about xxx xx 2009 and assigned to the Claimant on xxx xx 2012 in the sum of 8xx.xx.
PARTICULARS a/c no xxxxxxxxxxxxxxxx
DATE ITEM VALUE
xx/xx/2014 Default Balance 8xx.xx
Post Refrl Cr NIL
TOTAL 8xx.xx
Stat Barred? No
Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request
Other Info:
I've received the following replies to my CCA/CPR requests:
1. Cabot - the standard response letter - "We anticipate that we will be able to provide this information within 40 days"
2. Restons - the standard response letter - "You would have been provided with a copy of the contractual Terms and Conditions at the time the account was opened and hence we see no reason why you now require an additional copy" ... "the Particulars of Claim contains sufficient information in order for you to understand what the claim relates to..." etc etc.
I have been following Nuff55's Cabot/Restons thread on this forum with interest, and as far as I can see my defence should be along the same lines as the defence posted by Nuff55 here:
http://ift.tt/1zrEzuI
Could anyone confirm if I'm going in the right direction with this? Many thanks.
Court Claim - Cabot / Vanquis - 9-1-2015
0 commentaires:
Enregistrer un commentaire