I am helping my wife with respects to a defaulted balance of £5700 on a C1 account (first opened July 08) which was sold to Lowells in 2013. Recently BC Solicitors were threatening legal action and I ensured that the fact Lowells failed to provide a valid CCA was noted as part of a preaction disclosure request which has meant the matter has been reffered back to Lowells. More info on this is in a thread on the VIP forum.
I have looked through the historic C1 statements and can see O/L and late payment fees totalling around £600. My question is can these be reclaimed from C1? If they can I will continue to use this thread to update in relation to claiming them back.
I have looked through the historic C1 statements and can see O/L and late payment fees totalling around £600. My question is can these be reclaimed from C1? If they can I will continue to use this thread to update in relation to claiming them back.
Capital One - Claiming back late/overlimit fees on a defaulted account
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