Hi guys, very impressed with this forum and wonder if I can get some help and advice.
I’ve just come back from my HSBC where I was trying to open a new bank account for my business – got all the way to the end only to get turned down as I had ‘something against my name’. Got home and jumped on to Experian to find that a company called Lowell Group have issued a default against me; I think they are debt collection company and do work for lots of different companies and also HMRC.
I had a demand from HMRC a year or so ago saying that I owed them £1200; I called them and asked them what it was for and could I have a statement of account as I wasn’t prepared to pay anything unless they could substantiate the debt. They just sent a letter saying that I owed £1200 – I replied saying that, if another company sent such a letter, I’d tell them where to get off as you can’t ‘just’ demand money without substantiating what the demand is for.
Some months later I received a letter from Lowells and they started getting heavy about this £1200 to HMRC – as far as I was concerned I had no contract or agreement with them; they rang me up several times and asked me to confirm my personal details, to which I said – you’ve rung me, I’m going you no information!!
Things have since gone quiet – only for me to find out today that I have this default notice.
My questions are:
1. How can it be legal for Lowells to issue a default notice on me when I’ve never, ever bought anything from them and I don’t have any agreement or dealings with them.
2. I don’t have any credit agreement yet they seem to have issued a default notice for none payment of an agreement
3. More importantly how do I get this default removed
Any help would be really appreciated
Thanks
I’ve just come back from my HSBC where I was trying to open a new bank account for my business – got all the way to the end only to get turned down as I had ‘something against my name’. Got home and jumped on to Experian to find that a company called Lowell Group have issued a default against me; I think they are debt collection company and do work for lots of different companies and also HMRC.
I had a demand from HMRC a year or so ago saying that I owed them £1200; I called them and asked them what it was for and could I have a statement of account as I wasn’t prepared to pay anything unless they could substantiate the debt. They just sent a letter saying that I owed £1200 – I replied saying that, if another company sent such a letter, I’d tell them where to get off as you can’t ‘just’ demand money without substantiating what the demand is for.
Some months later I received a letter from Lowells and they started getting heavy about this £1200 to HMRC – as far as I was concerned I had no contract or agreement with them; they rang me up several times and asked me to confirm my personal details, to which I said – you’ve rung me, I’m going you no information!!
Things have since gone quiet – only for me to find out today that I have this default notice.
My questions are:
1. How can it be legal for Lowells to issue a default notice on me when I’ve never, ever bought anything from them and I don’t have any agreement or dealings with them.
2. I don’t have any credit agreement yet they seem to have issued a default notice for none payment of an agreement
3. More importantly how do I get this default removed
Any help would be really appreciated
Thanks
Lowell Group....
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