Hi,
Just applied for a mortgage and have been refused based on the number of payday loans I have on my credit file.
Has anyone had their loans removed from their credit file successfully? if so on what basis?
I was planning on writing to PAYDAYUK and stating that my affordability at the time vs outstanding debts and the fact I was told payday loans are good for your credit rating etc.
Thoughts and advice please?
Just applied for a mortgage and have been refused based on the number of payday loans I have on my credit file.
Has anyone had their loans removed from their credit file successfully? if so on what basis?
I was planning on writing to PAYDAYUK and stating that my affordability at the time vs outstanding debts and the fact I was told payday loans are good for your credit rating etc.
Thoughts and advice please?
Payday loan removal from credit file
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