Lowell

Hi everyone I hope someone can give me some advice.I have a Marbles credit card debt which I defaulted on for just under £3000 the last contact I had with Marbles was the end of November 2009 the account for the card was opened approximately 2004. Lowell have bought the debt but have never contacted me instead they are bombarding my wife with letters sometimes two a week.She was an additional card holder but I am the main account holder.I cannot remember if she signed anything when I applied for the additional card for her and we no longer have any paperwork as the account was opened so long ago.

Can they chase her for the debt? She has no income at all and the only income I have is disability benefits.



I cannot remember when I defaulted on the payments but the last contact was as I said November 2009 so it will be statute barred soon.We moved house in 2010 and still had the same postman at our new address he knew where we used to live and brought letters round addressed to our old house Marbles never contacted us after Nov 2009.We have never acknowledge the debt with Lowell or contacted them in any way.They are threatening to send someone round if we don't contact them my wife has PTSD and is very worried someone will just turn up especially if I am not in.



Any advice would be appreciated.

Lowell