Hi
Any help please with the following :)
few days ago i received this letter
Now this corresponds to a loan we had took out in 2006 it defaulted Dec 2009 i have a statement stating this, we had 2 loans with Santander at the time and both have defaulted and TBH as its gone on for so long was kinda hoping the 6 years would just come and id be done with them and the other's from my "bad year" while i never intended to not pay my debts 8 months from SB seems to grate against me now?!
Note that i have left the last few digits from the account number on show, basically no default on my credit file corresponds to this loan?
My other loan with Santander is present and correct but only one shows on mine and my partners file!?!
picture of my noddle report as you can see the account number isn't the same as the above picture, it is the other loan.
Right another thing that caught my eye while looking over paper work is the following image.
Now both loans from Santander are in the same format but what strikes me is the amount i owe? £0
Now i guessing this is because they have sold it on or something? dunno was hoping i was in the luck and thats them admitting i owe nowt :P
I'm sure that's not the case i'm not that lucky but what do i do with the loan that doesn't appear on my file?
As its not on there i'm not 100% certain it isn't SB or that the DCA are actually trying to get money for the correct thing?
Help
many many thanks :D
Any help please with the following :)
few days ago i received this letter
Now this corresponds to a loan we had took out in 2006 it defaulted Dec 2009 i have a statement stating this, we had 2 loans with Santander at the time and both have defaulted and TBH as its gone on for so long was kinda hoping the 6 years would just come and id be done with them and the other's from my "bad year" while i never intended to not pay my debts 8 months from SB seems to grate against me now?!
Note that i have left the last few digits from the account number on show, basically no default on my credit file corresponds to this loan?
My other loan with Santander is present and correct but only one shows on mine and my partners file!?!
picture of my noddle report as you can see the account number isn't the same as the above picture, it is the other loan.
Right another thing that caught my eye while looking over paper work is the following image.
Now both loans from Santander are in the same format but what strikes me is the amount i owe? £0
Now i guessing this is because they have sold it on or something? dunno was hoping i was in the luck and thats them admitting i owe nowt :P
I'm sure that's not the case i'm not that lucky but what do i do with the loan that doesn't appear on my file?
As its not on there i'm not 100% certain it isn't SB or that the DCA are actually trying to get money for the correct thing?
Help
many many thanks :D
Santander / Howard Cohen loan
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