Guidance needed.
i have odraft of 2990.00. With lloyds. They passed it to DCA I send them a cheque monthly for 8.00 payment has been sent since 2010. So I have paid 384.00 off in 4yrs.
it will take me 25yrs plus to pay it off...of course most of it is bank charges.
dca do not chase me...occasionally I get a letter telling me it's going to take years to pay off...I do not respond to letters ...
im thinking of sending them a settlement offer to close the account £400 just to close the thing down....? Am I dreaming?
i have odraft of 2990.00. With lloyds. They passed it to DCA I send them a cheque monthly for 8.00 payment has been sent since 2010. So I have paid 384.00 off in 4yrs.
it will take me 25yrs plus to pay it off...of course most of it is bank charges.
dca do not chase me...occasionally I get a letter telling me it's going to take years to pay off...I do not respond to letters ...
im thinking of sending them a settlement offer to close the account £400 just to close the thing down....? Am I dreaming?
Lloyds bank odraft settelement
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