Hi everyone, and hopefully a good new year to us all.
Thanks LBs for your very helpful guidance so far.
Here's a catchup to my initial thread which was http://ift.tt/1ySAAbY
I sent a defense to the court mentioning that I am awaiting further information, (this is available on the other thread)
I sent for a SAR to Lloyds and information request under section CPR 31.14 to Cabot, and their responses so far.
SAR request - 40 day deadline not over yet but all they have sent so far are statements with regards to previously paid up loans I've had with them.
Information under CPR31.14 - Cabots initial response was that the account ran for a considerable amount of time without any issues and they are asking me why I am disputing it and they are also claiming this is a current account and they do not need to provide a copy of the agreement as Part V of the CCA does not apply, even though this is a CPR31.14 request.
They later wrote to me referring to a previous letter dated 31st December 2014 which I did not receive, anyway they are saying they are investigating my concerns and will write again no later than 8 weeks from the initial query.
Is the time deadline 7 days for the CPR 31.14 request, even though I have not mentioned this time limit in my request. Should they have complied by now rather than the 8 weeks they mention in their letter.
Any further suggestions what I should be doing now, the time deadline for the SAR is 31 January. And what do I do if I do not get any further response.
Thank you very much for your assistance so far.
Thanks LBs for your very helpful guidance so far.
Here's a catchup to my initial thread which was http://ift.tt/1ySAAbY
I sent a defense to the court mentioning that I am awaiting further information, (this is available on the other thread)
I sent for a SAR to Lloyds and information request under section CPR 31.14 to Cabot, and their responses so far.
SAR request - 40 day deadline not over yet but all they have sent so far are statements with regards to previously paid up loans I've had with them.
Information under CPR31.14 - Cabots initial response was that the account ran for a considerable amount of time without any issues and they are asking me why I am disputing it and they are also claiming this is a current account and they do not need to provide a copy of the agreement as Part V of the CCA does not apply, even though this is a CPR31.14 request.
They later wrote to me referring to a previous letter dated 31st December 2014 which I did not receive, anyway they are saying they are investigating my concerns and will write again no later than 8 weeks from the initial query.
Is the time deadline 7 days for the CPR 31.14 request, even though I have not mentioned this time limit in my request. Should they have complied by now rather than the 8 weeks they mention in their letter.
Any further suggestions what I should be doing now, the time deadline for the SAR is 31 January. And what do I do if I do not get any further response.
Thank you very much for your assistance so far.
Cabot/Lloyds/Restons - Don't know what to do now
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