Hi All,
I am new to this site!
I am amazed at how much helpful information there is on here for people like me. 
I received a county court claim from Northampton CCBC on the 19/09/14 (Issue date 12/09/14). The claimant is Bryan Carter/Lowell. The alleged debt is for £165 + court fees + solicitors fees.
This is apparently from 3 mobile.
I'm not sure this debt is mine. However, I did have a 3 mobile contract about 5/6 years ago when I was a student. I'm fairly sure I closed my account to go traveling. On my return, in the years that followed I have had a few sporadic letters from Lowell claiming I owe money, but I never chased it up as I was too scared.
As I am unsure this is mine, and I plan to dispute this claim, and will be sending the acknowledgment form in the next few days.
These are the details on the claim form.
-------
Particulars of claim
THIS CLAIM IS FOR 165.14 THE AMOUNT DUE UNDER AN AGREEMENT BETWEEN THE ORIGINAL CREDITOR AND THE DEFENDANT TO PROVIDE FINANCE AND / OR SERVICES AND / OR GOODS.
THIS DEBT WAS ASSIGNED TO /PURCHASED BY Lowell Portfolio I Ltd ON 04/03/2011 AND NOTICE SERVED PURSUANT TO THE LAW OF PROPERTY ACT 1925
PARTICULARS
RE: THREE MOBILE
ACC: XXXX
AND THE CLAIMANT CLAIMS 165.14
THE CLAIM INCLUDES STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM (A DAILY RATE OF 0.03) FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AMOUNTING TO 14.18.
--------------------------------
Should I send them a prove it letter? I have been reading up this forum and some advise to send a CPR and others a CCA. I'm not sure which one I should send. Please could you advice me on how to go about it. I have been losing my mind ever since I received this claim and have been unable to sleep.
Many thanks,
Terrier29
I am new to this site!
I am amazed at how much helpful information there is on here for people like me. I received a county court claim from Northampton CCBC on the 19/09/14 (Issue date 12/09/14). The claimant is Bryan Carter/Lowell. The alleged debt is for £165 + court fees + solicitors fees.
This is apparently from 3 mobile.
I'm not sure this debt is mine. However, I did have a 3 mobile contract about 5/6 years ago when I was a student. I'm fairly sure I closed my account to go traveling. On my return, in the years that followed I have had a few sporadic letters from Lowell claiming I owe money, but I never chased it up as I was too scared.
As I am unsure this is mine, and I plan to dispute this claim, and will be sending the acknowledgment form in the next few days.
These are the details on the claim form.
-------
Particulars of claim
THIS CLAIM IS FOR 165.14 THE AMOUNT DUE UNDER AN AGREEMENT BETWEEN THE ORIGINAL CREDITOR AND THE DEFENDANT TO PROVIDE FINANCE AND / OR SERVICES AND / OR GOODS.
THIS DEBT WAS ASSIGNED TO /PURCHASED BY Lowell Portfolio I Ltd ON 04/03/2011 AND NOTICE SERVED PURSUANT TO THE LAW OF PROPERTY ACT 1925
PARTICULARS
RE: THREE MOBILE
ACC: XXXX
AND THE CLAIMANT CLAIMS 165.14
THE CLAIM INCLUDES STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM (A DAILY RATE OF 0.03) FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AMOUNTING TO 14.18.
--------------------------------
Should I send them a prove it letter? I have been reading up this forum and some advise to send a CPR and others a CCA. I'm not sure which one I should send. Please could you advice me on how to go about it. I have been losing my mind ever since I received this claim and have been unable to sleep.
Many thanks,
Terrier29
Bryan Carter/Lowell claim form. Help!
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