Motormile Finance, Telephone Harrassment, Personal Data, (Modus Operandi?)

mardi 30 septembre 2014

Hi one and all - Motormile Finance (MMF) - let’s begin:





Just to share with you all something, shortly, I came across concerning Motormile Finance when I was doing some detailed research into this group. Especially note the bit at the bottom concerning DVLA and MMF.






Like many others MMF have been auto dialling my landline since the earlier part of this year – won’t be too specific, no intention of helping MMF's prying eyes – calling sometimes daily, sometimes every other day.





Their normal, as reported elsewhere, intrusion is a pre-recorded message “This is motormile finance…this is a message for (name and surname - NOT ME or any other occupants at this address) we need you to contact us urgently…on 0113 8876876…quoting reference M******* etc”






Well tedious as MMF is let me explain, they really are not that bright. However, beware; they are rather cunning.





I have no debts with payday loans etc, or MMF itself – MMF has wrongly been dialling away on my number for a good several months now, starting with the threatening ‘Mike will be calling to your property’ and recently changing to the ‘Contact us urgently’. Yes, I do have debts but these are currently being dealt with by the best of the best legal advisor; all my debts are accounted for and MMF is nowhere at all in my particular picture. But as a study, MMF is a curious creature.





In their erroneous calls to my landline a pattern began to emerge. The day’s calls will start with the MMF message ‘contact us urgently’.






MMF calls would, within an hour or two, (sometimes sooner) be followed up with an ‘International’: call rings briefly, detects answer phone hangs up.






This set menu can then be followed by an ‘Unavailable’ call; rings briefly, detects answer phone hangs up.





Next we will receive the pre-recorded calls ‘offer free government help for insulation, new boiler etc’ ‘press 5…press 9’. Normally there is no caller ID BUT guess what….this call came through the other day on: telephone number 0113 278 0844. After quite some research this originates from.... where do you think…..? Well, it originates from Stanningley, Pudsey, LS28 6AT. Yep, same immediate area as MMF. Coincidence? Maybe, maybe not.





And as a final gesture we then had the pre-recorded ‘Did you know…you can write off such and such of you debts…press 5..’





Hmm….pattern?….MMF?…varied follow on pre-recorded ‘press the button’ calls (i.e.) confirm you are there…crude psychology…hmm.. maybe…doesn’t work though for me. Been there, done that, MMF; old hand here, battle hardened, you know.






BUT their attempts at cunningness did spur some further research and produces a question or two regarding their possible telephone harassment campaigns and questionable reasons for some specific data gathering from government sources by the likes of MMF.


Checkout: p.42 of pdf below. Why do MMF and other Debt collectors need routine access to our DVLA records, especially when, they are so evidently utterly hapless at targeting, in their ‘work’ the right ‘debtors’




Electronic Vehicle Record Requests –







http://ift.tt/1v1uZt4





It is helpful, also, in considering the above link to read through the guidance on the link below:

http://ift.tt/1rraGro






Why do I bother to pursue this?


Well, everyone (MMF too, if you are looking in), people’s personal data was, at one time supposedly protected by legislation, telecommunications also, any abuse of, was also supposedly protected by legislation. The fact is – let’s be clear – there is no such protection in place (yes, you may well rub your hands,MMF); MMF will continue to call me tomorrow (about someone else’s debt), they will use their ‘sequential’ calls believing it will cause me a meltdown (yawn) and my post haste ringing them to plead with them to set up a repayment plan (on a debt I do not owe) and all this because the system allows it. Shouldn’t be so…but there you go.





‘Why don’t you…’ you began to say to me ‘..ring them, tell them their error..’ (pause for long silence….eyebrows up, eyebrows down…ring a debt collector, help them out…I’ll pass on that one..) ‘..well how about TPS, FSA, Trading Standards…’ you say. Hmm, have a go yourself nice; quite a journey, but no destination.



No, the only way is to be kept abreast of the ever changing MO of the likes of MMF and others. All updates can be useful, I hope this might be.



How DO these groups get and keep their operating licences? Baffles me completely. Life goes on, threats will continue. As will my research.



Bye the bye – I am toying with selectively setting, in targeted hours, (you are very predictable, MMF) my land line phone, which I stopped using a couple of years back, to redirect incoming calls from one MMF line to divert simultaneously to another MMF line; perfectly possible. If I get very bored with MMF’s antics I may just do this in short bursts. Oh,if you are present MMF...same time, same place tomorrow - don't be late...make sure you pay your phone bill...wouldn't want 'Mike' turning up now, would you?





Motormile Finance, Telephone Harrassment, Personal Data, (Modus Operandi?)

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