Hi All,
I've been reading this site with great interest, it gives a great deal of sensible information, rather than the 'pub' talk we all normally hear :)
So, I've receved a letter from Mortimer Clarke Solicitors dated 22/0/2014 giving me 14 days to respond before they 'start court proceedings' the debt they refer to is referenced with an account number / original creditor name / balance owed and letter reference, until this letter i have heard very little other than the usual chasing / threats, of which evertthing has gone very quiet. The letter contained Opening letter / Personal details form - Monthly expenditure request / Ways to pay form and DD instructions.
A few questions
1) They require me to respond by tomorrow indicating if I intend to defend the claim - should i respond at all?
2) If i did respond it would be asking for proof of the debt (via CCA) - or should this wait until they have filed with the courts?
3) Assuming i should respond to the letter - could i do this via email today and pay £1 to their account (to achieve the 14 day response)
Any Help / advice appreciated
Thanks
Tlivo99
PS - i hope i've posted this in the right area, otherwise please advise where it should sit :)
I've been reading this site with great interest, it gives a great deal of sensible information, rather than the 'pub' talk we all normally hear :)
So, I've receved a letter from Mortimer Clarke Solicitors dated 22/0/2014 giving me 14 days to respond before they 'start court proceedings' the debt they refer to is referenced with an account number / original creditor name / balance owed and letter reference, until this letter i have heard very little other than the usual chasing / threats, of which evertthing has gone very quiet. The letter contained Opening letter / Personal details form - Monthly expenditure request / Ways to pay form and DD instructions.
A few questions
1) They require me to respond by tomorrow indicating if I intend to defend the claim - should i respond at all?
2) If i did respond it would be asking for proof of the debt (via CCA) - or should this wait until they have filed with the courts?
3) Assuming i should respond to the letter - could i do this via email today and pay £1 to their account (to achieve the 14 day response)
Any Help / advice appreciated
Thanks
Tlivo99
PS - i hope i've posted this in the right area, otherwise please advise where it should sit :)
Threat of CCC - Mortimer Clarke Solicitors / Cabot Financial
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