I had a visit from swift credit services enforcement agent yesterday just as i was leaving to collect my 4year old daughter from school. This is a fine for my husband that we have been paying at a rate of £20 a week. I did agree to pay£50 a week but then circumstances changed and we could not afford that amount. Swift were informed of this via e-mail. I have been to citizens advice and have followed what i have been told by them. My last meeting with my case worker was 30/09/14. She said she had had a reply from swift following her advising them she was looking after our case. Enforcement agent came yesterday and basically was going to clamp/remove the car which is my husbands but i am the main user. I phoned cab while he was here and followed what i was told in padlocking the gate to prevent him removing the car. My husband is away with work and i cant contact him very easily . The enforcement agent said that letters had been sent out stating they wanted minimum payment of £75 a week and he wants the balance of 1245. Within 24 hours. He is coming back today and left an envelope for my husband with a sheet of paper in saying he had come to remove goods and the car and would come back with a locksmith to break into the house . Neither I or citizens advice have received this letter. I have 2 problems.1 i use the car for work i work till 1am. And second the car and anything they might take from the house wouldn't cover the debt. My husband does not actually own anything in the house outright all of our belongings are old and not worth anything. Advice please.
swift enforcement agent urgent help needed.
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