Secured Loan

I took out a secured loan with Black Horse Finance 7/8 years ago for around £6, / 7,000-I was paying it regular until I fell into financial difficulties, I am already in a Debt Management plan, however, I was told that I could not include this loan as it was a secured loan, I was making reduced payments for nearly 2 years, constantly getting default notices but nothing else-I then recieved a letter from Black Horse that they have "sold" my account to Idem Servicing who are now demanding that I make full payments- I have a balance of nearly £7,000 owing and have paid around £100 per month but they are asking for over £200, I am refusing to complete a financial statement or send bank statement / salary slip as I feel it is an abuse of my privacy.



I have NEVER missed my mortgage payments - could they take me to court and make me put my property up for sale even though I am willing to continue making the £100 monthly payment to them-there is no way that I can make the payments they want as I need to try to save money as there are things in my property that I need to do over the next cpl years-they are also still charging me interest-I must have paid this loan twice over by now!!!



Any help much appreciated-those companies are nothing but parasites



Thankyou

Secured Loan