Hello,
I've joined just to get some advice.
I use to be with Experian Credit to view my report until I realised I was paying £14.99 a month for pretty much nothing.
I then got an email from Noddle who shows you your report for free. I had a few unsettled debts on there but nothing amounting to much with plans to set up a payment plan and get it cleared.
This months report came in and on there was a debt for £1855 from a company called Lowell - this so called debt is from a Telecommunications Supplier. I have absolutely no idea where this has come from. The only information available to me is the last 5 digits of an account number and that it says the account was opened in 2010 and that I defaulted in 2013. The address being the one I am at now even though I didn't move here until 2012.
I did a quick google and found that Lowell seem to claim lots of debts which are not valid. I found the prove it letter online and changed it to suit, asking them to remove it from my credit file until they can prove I owe the amount they claim. Is there anything else I can do?
I literally owed £512 now its £2367 so I am quite concerned especially as we plan to start saving for a mortgage!
I've joined just to get some advice.
I use to be with Experian Credit to view my report until I realised I was paying £14.99 a month for pretty much nothing.
I then got an email from Noddle who shows you your report for free. I had a few unsettled debts on there but nothing amounting to much with plans to set up a payment plan and get it cleared.
This months report came in and on there was a debt for £1855 from a company called Lowell - this so called debt is from a Telecommunications Supplier. I have absolutely no idea where this has come from. The only information available to me is the last 5 digits of an account number and that it says the account was opened in 2010 and that I defaulted in 2013. The address being the one I am at now even though I didn't move here until 2012.
I did a quick google and found that Lowell seem to claim lots of debts which are not valid. I found the prove it letter online and changed it to suit, asking them to remove it from my credit file until they can prove I owe the amount they claim. Is there anything else I can do?
I literally owed £512 now its £2367 so I am quite concerned especially as we plan to start saving for a mortgage!
Noddle - Unrecognised Debt
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