In 2009 i was paying £1 a month to citibank arranged by community legal help. Citibank kept harrassing me even though we had lost our home, i was and am on high rate dla for care and mobility. i stopped paying it. I was sent a letter to say experto now owned it. now this year had a letter from mortimer clarke saying client was cabot and they wanted me to pay £12000 immediately. considering my husband is my fulltime carer, housing benefit been reduced by £50 a month and my only thing i have paid is dla,nothing else, i found it daft. when my husband and me had to go to court to have home repossessed in 2009, the paperwork showed the mortgage agreement showing we owed it. it was paid in full. so when i had this northampton form saying cabot had taken me to court,I did not think it was genuine as it was nothing like other court paper. then I had a default notice sent to me saying ccj would not be applied if I paid in full within 28 days. I sent relevant form back for exemption of court fees with supporting evidence. i also sent another form in saying i wanted judgement set aside as i did not know who cabot was,never had any proof off them that i owed them any money, i also sent in hospital letter from my consultant. because of condition i have i had a heart attack in 2007. now i have a form from local court to say i have to go for hearing re setting judgement aside next week.it says it might be released to another judge at another court. all the paperwork showing proof for exemption of court fees has not been sent to me. any advice would be appreciated, thankyou.
hearing at local court for me to have judgement set aside next week
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