Hello

Hello all,

I am new to the forum but it was recommended to me by my sister as being a good place to get advice. Which is a good thing as I'm having a few builder issues. Off to find the right forum to tell out story! Looking forward to "meeting" some of you around these parts.

Jill

Hello

claiming back charges under financial hardship

I wish to claim back my charges from hsbc under the Financial hardship. Do i claim back the actual amount or will i add interest and at what rate. I have found a spreadsheet which allows me to add interest at 29.9 % which is mostly used in calculating credit cards charges, can i use this same spreadsheet. Thank you and will appreciate your prompt reply.

claiming back charges under financial hardship

met mcdonalds gatwick airport 10th April parking charge notice via post

Hi I wonder if anyone can help me

I went to gatwick airport to pick my uncle up its my car and I was driving

I parked on the mcdonalds there had something to eat inside etc and went in the petrol garage there to buy some drinks for our long journey home

I recently received a parking charge for £100 or reduced to £50 if pay within 14 days by the 24th of April



What should I do appeal it and if so what do I say



Many thanks for any response I get as this is the first time I ever had this happen and wonder what to do for the best



Kind regards



Jordan



I forgot to mention I only overstayed 14 mins it states on the letter

met mcdonalds gatwick airport 10th April parking charge notice via post

Pregnant work disciplinary action

hi everyone I'm new and really desperate for some advice please.





im 17 weeks pregnant with my second baby, from the start I have suffered from severe morning sickness and have been in and out of hospital, around the beginning of March I was diagnosed with hyperemisis grevardrum and was signed off from work for 4 weeks.

In this time it was split between 2 sick notes... First one dated 6th of March to the 20th of March... Second one dated 19th of March to the 3rd of April. Both my partner and my mother took both sick notes into my employer as I was to ill to do so myself. They were handed in as soon as I received them from my GP





i returned to work as planned, on my first day back was summoned into the office I thought to do my return to work form which it was but also for a formal investigation as to why I never showed up to work and failed to notify them of my absence. I explained I had sick notes covering me for this period etc. they noted this down and continued that I failed to keep in contact with them enough when I did.





its now been taken to disaplinary I have a union rep involved that is coming with me to my hearing next week but I'm so nervous.... I contacted HR who were meant to phone me back Friday as I questioned them about this as my sick notes which are on my file cover me for this whole time... But no one called me back! I'm treated like absolute crap by them and I feel physically sick with it all





During my my first pregnancy I was bullied so severely by the store manager that I was signed off work from 20 weeks till end of pregnancy with depression, I only returned there because she had left but now I feel it's starting all over again. I feel so down and having trouble sleeping with the worry of this .





ive also contacted asolicotor that agrees this is wrong and has agreed to take it on on a no win no fee basis if I am dismissed by them.





ive also this evening read I can take them to a tribunal for injury to feeling I have no idea how to go about this the costs etc would I get any assistance if on a low income! Would it even be worthwhile ?





Thank you in advance





holly x

Pregnant work disciplinary action

Urgent advice needed for brother in law

Hi there,

My brother in law's parents are currently going through a divorce, and he currently lives with his mum.



The problem is as follows:



He has a high amount of debt (around 20k) and no income. He left his job due to his mental health (he suffers from depression and a gambling addiction, though the latter is undiagnosed). As he has no income, he has no money in order to pay back his debts. The main issue with this is his car, which is on financing for around £13k. He has £9k of this still to pay back.



He has accepted that he is likely to default and have to give the car back, but, what would be his best option? He has a small child (18 months old), and needs a vehicle in order to look after him, and find work again.

I have told him to speak to his creditors to explain his current situation, but I don't know whether bankruptcy would be better. He said that when he purchased the car, he thought it was for less than he signed (I'm getting him to send me the paperwork to look through for this), but this is hardly likely to stand up to any contractual challenge.



Thanks,

K.

Urgent advice needed for brother in law

Tenant overstaying contract

Somebody is renting out a property from a housing letting company and they declined to renew their contract due to payment issues . They have not left and are continuing to live there. As they will not be classed as squatters, does anyone have any ideas what to do next as we have other people wanting to rent the property.

Tenant overstaying contract

probate 10 years later

Good afternoon to all, i have posted on here few months ago regarding my mothers property as she died intestate. There are four siblings and my sister has never left the parental home. So here we are now after going through probate, we now go to a solicitor to change the name from my mothers name to ours, only to find out my dads name is the only name on the deeds and my mothers has never even been on. Can anyone advise as to what we do now. Do we have to go back to probate with my dads details he has been dead 10 years now. All the probate we have done was in my mothers name as we had no idea dads name was the only one on the house. Many thanks.

probate 10 years later