I was self employed up till sept last year, when I had a heart attack in a customers home, so I was unable to work for a while, I was buying supplies for work from wholesaler paying on 30 day credit, anyway I missed that months payment of 600 pounds as it slipped my mind, anyway next thing I got letter from Lkny Law saying they had ccj issued and now got pay 1100pounds, just tried calling them to explain and offer to make monthly payment as not worked since sept and they said tough pay the full amount or we when send bailiff's round, so how else can I deal with this?
CCJ
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