hello all, thanks for letting me join.
i took out a credit card with halifax in 2001, to cut a long story short my wife had an hemoregenic birth which as you can imagine, being newly weds was a scary time for us.i defaulted and card got moved to moorgate. i payed some of the balance off, under 5000.
ive asked for a CCA.However what moorgate sent back is one piece of paper, the original piece i signed which is very basic to say the least .on the back is an unreadable paragraph vaguely say something about interest the rest looks like for want of a better term fly poo.thats how small it is .very faint as well .
so is this enforcable or is it an application form .
the account is on hold for 3 months because i dont earn enough to repay it at the moment all though this could well change.should i re-apply for proper cca of do i have it already
any help with this and moorgate
is very much appreciated.
ps i made a full settlement offer of 1500 (family loan ) moorgate refused. bal.3480
kind regards.
i took out a credit card with halifax in 2001, to cut a long story short my wife had an hemoregenic birth which as you can imagine, being newly weds was a scary time for us.i defaulted and card got moved to moorgate. i payed some of the balance off, under 5000.
ive asked for a CCA.However what moorgate sent back is one piece of paper, the original piece i signed which is very basic to say the least .on the back is an unreadable paragraph vaguely say something about interest the rest looks like for want of a better term fly poo.thats how small it is .very faint as well .
so is this enforcable or is it an application form .
the account is on hold for 3 months because i dont earn enough to repay it at the moment all though this could well change.should i re-apply for proper cca of do i have it already
any help with this and moorgate
is very much appreciated.
ps i made a full settlement offer of 1500 (family loan ) moorgate refused. bal.3480
kind regards.
moorgate, CCA or application.
