Final wage deduction.

dimanche 31 août 2014

Hi,



I have recently left an employer and have received my final wage. The employer has decided not to pay me my "pay progression bonus" and they have advised that as I am a leaver they have no obligation to do so.



The bonus itself is an hourly supplement of £1.70 this is based on a quarterly review and my work is appraised and then measured against set criteria. There are a number of different bonus rates for what they call "developing, achieving & advanced" quality.



The bonus is paid in arrears so for any payment I would expect to receive in August to be for work completed in July (long before I even handed in my notice). I can obtain in writing the conditions of the bonus as I was subject to an additional rate in exchange for moving department. They contract does have a clause pertaining to "commission" as being at the company's absolute discretion however I see it as being an agreed hourly rate for hours worked. The point being that if at at any point in the period I am being paid for had I asked how much I will be paid for the hour I am about to work I would be told a rate including the bonus. To then retrospectively advise that as I have now left the company that the agreed hourly rate for this work will now not be honored doesn't seem legitimate.



Does anyone have any knowledge of these sorts of retrospective amendments and would I have a case to pursue my former employer for the shortfall?





Final wage deduction.

Filing an Amended Particulars of Claim

Hello - I hope someone can help me



Our previous legal representatives filed the Particulars of Claim with an error on the date. We are now representing ourselves in a fast track county court case on a civil matter.



The POC states the date as 1998 when in fact is should have been 2008. Under the statutes of limitation we have no choice but to file make an application for an Order (form N244) to change the date but I'm unsure what to ask for in my application - should I make an application without consent? Can I make an application without consent given that all parties don't dispute the date and refer to the correct date within their defence statement and witness statements?



The error has been spotted at a very late stage - witness statements have already been exchanged and a hearing date has been set and we don't want to give the Defendant an opportunity to file a new line of defence.



Thanks in advance





Filing an Amended Particulars of Claim

Contesting a Non Molestation Order

I received an ex parte Non Molestation order the other day.



Some of the details given are true and correct, but many are not.



There is a date for the short hearing and I would like to know if I can contest what has been said?



Thank you





Contesting a Non Molestation Order

Happy Birthday Enaid





Happy Birthday Enaid

Solicitor recomendation - 12 month non-compete clause in contract

Hi,

I was wondering if anyone could help either with general advice or with a recommendation for an employment solicitor with experience of defending against non competes/restrictive covenants in employment contracts. Ideally a good regional one rather than an expensive London one.



Basically I work for a software firm though I'm currently interviewing for a role at a client and have my third round interview this week. The issue I have is that I am subject to a 12 month, UK & EU wide non compete, non disclosure agreement and I'd want to run this past someone to check that I'm not breaching anything in the agreement that could actually be enforced. I'm not in a senior or management role and I'm aware that restraint of trade isn't allowed and that these agreements shouldn't be unreasonably long. As far as I can gather my current employer would have to demonstrate they were protecting a legitimate business interest. I'm not currently client facing... I could understand that such an agreement could be enforced if I were perhaps a billable resource in say a consultancy role and then jumped ship but my current role involves minimal client contact and the new role is a rather different one.





Solicitor recomendation - 12 month non-compete clause in contract

0843 654 6864 Silent / Hung up when I answered

0843 654 6864











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0843 654 6864 Silent / Hung up when I answered

08436546864 Personal Injury

08436546864











Type of Call

Personal Injury





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Recorded Message





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08436546864 Personal Injury

Stress and Bullying at work please help

Dear all,





I'm a hard working individual who has been working for the same company for almost 11years. During which time even thought it has been stressful and at times almost unbearable it has never reach the levels of the past five months.

The company I work for is a French company and the file I work in is luxury retail. I've worked in different countries but my contract is uk based. Since the hiring of a new European Retail Manager my life has became hell. Instead of helping she has only harassed me as well as my previous line manager (who since has left due to this and who would have taken this matter further but was employed within the company for less than a year and there for was unable to do so). In the begging she tried to use me by asking me if I thought I was learning anything by my general manager....I found her line questioning at the time completely out of order as I understood that her plan was to get rid of him(for whatever reason...perhaps she just didn't like him, perhaps she felt threathen as he was more qualify and experienced than her ....perhaps because she was and still is on her first contract and has been working for us for only 5months and is trying to get rid of people to replace them with people she trust as to ensure her position as she is not capable or knowledgeable enough for the role...who knows may be because of all of the above) the fact remain that I initially was in the cross fire and once he left I was put in even worst position as my has quadruple due to her negligence. She is micromanaging me in such way that she has:

1-hired staff without involving or informing me at all or my previous manager, team members knew ahead of me because the hire people were working within the same store as a result I was asked by the team about the new recruits and as I was not involved and not made aware of such hiring I would say that we did not hire anyone to my knowledge (made me look like a total idiot in front of the team that I'm supposed to manage) the hired people would show up without any notice to collect uniform from me while I was not informed of in advance which I think is unprofessional once more and it shows disorganisation and lack of communication within the company to a new employee(not a good start) and made me look as a fool(their direct line manager)

I still managed to make the most of a bad situation and I'm proud to say I do have regardless of her several attempts to maintain and build my team respect and we are extremely successful in overachieving company goals

2-left me to take complete charge physically over not only my department but also the stock as well as the men department without giving me any authority or the right tools to do so (man power, space) she would tell people that I'm there to support but would than minimise my management role by telling all to report directly to her by having meeting with people without my knowledge agreeing to things that went directly against our company standards, making everyone a manager (supervisors and the administrator) but leaving me obviously to do the actual job





3-she has breached hr rule and over paid people by authorising holidays (of course without consulting me) which resulted in over payment and in the person walking away without finishing their shift. Is our policy not to give holidays during the notice period as we pay monthly from the first to the last day of the month on the 25th each month meaning that if someone was to walk away after getting pay the company can withhold any hours or days due from their holiday payments which take place the following month (I know not exactly the perfect system) this left extremely short staff considering the sickness level in the men's department which before she went on holiday I did point out was at worrying levels





4- sickness level in the men's department have been an ongoing issue which I reported to initially to my line manager and later to her especially after he left and especially before she went on holiday. She went on to inform me that the issue has been address and that I should not be concern because there was a supervisor, an administrator and our company trainer that will be handling the situation and that I was there only to support....well when the situation arised as I predicted nobody cared and left while I stayed even thought I was there from earlier than all of them and ended up working 14 hours with only a one hour lunch(no other breaks) as a result I was forced to plan action for the following days and tried to reach her via phone over 10 times that evening I called the uk retail manager (also on holiday) had her phone switched off as they have prevented me to make decision due to her micromanagement I did not have the authority to call agency staff without their permission ( ridiculous since the tipe of line of business we are in...and is not as if I ever abused it before) since they both were unavelible and earlier I did call our hr (who by the way usually can never be found, I do mean ever) and forwarded to her the rota with the sicknesses updated (she can't authorise agency staff either) as to get the ball started since I was not able to contact them I called her superior and explained the situation I apologise in advance for disturbing her (she told me to stop apologising as this was her job and that she gets paid to do it and that she doesn't do anything for free)





as a result of all this no need to say I've been suffering for panic attacks like crazy, weight loss plus I have been doing unpaid overtime since February as I have been told to take time back (if only it was true or possible. This is only the tip of the iceberg....because sice I called her superior the following day I was verbally abused by her over the phone as she proceeded to call me unprofessional, not a strong or capable manager, stupid, evil and mean for contacting her manager as obviously she is scared should any of her behaviour be reported to her (I told her that all I asked was the authorisation to call in agency staff should the situation continue (she came down but proceeded in telling me that she did not trust me and that I will never have a grow of career in the company) I went to our head office and spoke the hr manager prior to this and explained everything (I do mean everything to her) she accused me of having a nervous break down...she asked why did I not tell her earlier of this totally unacceptable behaviour I replayed that since is a superior not even my direct superior but an even higher superior I did not think it was my place to report it until now( in reality it is more because she can never be found and in all the 7 years I have known her it has always proven difficult to get hold of her fact that everyone within the company knows) she than proceeded in telling she is always there(lies) and that she was with a lawyer at present and still answer the call(why....because her boss called her and told her to...why...you have guessed right because of my call the previous day) she than slagged off both of the managers in question and asked me to make notes and come to a meeting on Monday where all the 3 of them will surely abuse me further.





i can not take it anymore, I'm exasusted and I almost passed out several times, I lost what little private life I had(due to the hours) and I'm now suffering from what I think is ansaiety and depression (besides from the panic attacks). I'm constantly crying and unable to sleep and my judgement is becoming less clear as I feel worthless and even thought as I Christian I can not commit suicide I have been prying for my death to come soon as I can't cope any longer.

I do not know what to do? Do I have grounds to take legal action? I'm scared and I'm completely alone in this. Please help





Stress and Bullying at work please help

employer creating disciplinary to affect new job

Hi,



I would greatly appreciate some advice on this matter as soon as possible. Basically I've worked for my company for a year on an agency basis. Subsequently the company were impressed at the results I achieved and offered me the role on a permanent basis, which I accepted. For two months I have worked here on a permanent basis, however I was recently approached and accepted a better role elsewhere.



My current manager is unhappy about me leaving as before I was brought in the company was delivering bad results. Once I leave I think the positive results I had made might be undone and as such the blame will lay with him. We often disagreed on approaches as we had completely different approached. When I handed in my notice my manager (verbally) told me what I good job I've done and how they were sorry to see me go. However now with a week to go before I leave and start my new job, my manager suddenly told me that they were conducting a review and audit into my work because of some errors they have found and asked me not to come back until this has happened. He has also threatened a disciplinary and said he is bound to tell my new employer. I believe that the errors will be minimal, but I'm worried this will affect my new job. I believe the whole review is purely to affect me starting the new job - what are my rights on this?





employer creating disciplinary to affect new job

ariel management or A M Support

This company is based in Little Hampton and supplies warranties for sky boxes and other things, does anybody know of them? Brief run-down, my parents were persuaded to take a warranty out with them which they gave their card details for payment. This company does not do DD or SO. Last year my parents cancelled and asked for refund which they received and requested Barclays to stop payment. This year A M have taken two payments totalling £150 which my parents are now disputing with Barclays. I am struggling to find any details of this company so if anybody has experience of them I would be grateful.





ariel management or A M Support

Bailiffs...Bristow and Sutor..HELP!!!!!

Hi...I really hope someone can advise!!



Last year, I got into arrears with my council tax. I am a single mother, work part time (16hrs) so receive Working TC and Child TC., also Housing Benefit....and until last year, I also received Council Tax Benefit.,,then of course, the council tax benefit rule changed, and I was eligible to have to pay the total amount (minus the 25% single person deduction). I really really struggled. My wage hadn't increased to counteract the increase in CT...so I just couldn't pay. The debt was sent onto Bristow and Sutor, I made an arrangement to pay at the beginning of this year...and for one reason and another...ie, childs illness...lack of work etc...i still was unable to pay. The Bailiffs arrived at the house in May of this year...I did NOT let them in the house, there is no levy on anything in my house, but they entered my shed and listed Lawn Mower and strimmer, and a couple of smaller things. I tried talking to them at my door....told them they weren't coming in...listed my finaces in regards to income...told them i was a single Mum..etc. They then said they would and could take my car. I do not know if they levied it...have not got paperwork to say that they have. I clearly explained that the car could not be taken. I leave in a rural area. 5 miles from school, work, and shops....there is also no public transport to use...and finally, that due to my work, my car was essential (I'm a cleaner...and I need my car to get to clients houses). Trying to talk to the Bailiff i question was impossible...he could tell I was VERY distressed...did not take into consideration my circumstances, even told me I was probably lying about the fact that there is no public transport!! The whole time he was looking at his reflection in the window fiddling with his hair!!! GGrrr!!!

Whilst the Bailiff was here, I rang the council....I was upset, and said that I needed some help and advice. The council and myself agreed to pay 150.00 per month (this was very high..but I can just about do it) the council spoke to the bailiff and the bailiff agreed to leave with this amount agreed, It was due to be paid on the 12th of each month, starting in June.

I paid the first amount of 150.00 a week before it was due just to get it started....and also had the money at that moment to do so...a week after payment, I received the schedule of payment from B&S...and first payment was 186.00, then payments of 150.00, the final payment being in November. I completely forgot about the 36.00 extra that I had to additionally pay in the second installment that I paid in July...I therefore paid another 150.00 for Julys installment...it was 4 days late but at least paid. The last payment, for the august installment has been paid, 150.00 once again....again had completely overlooked the 36.00 extra that I owed....I think I had in my mind it was 150...and that had to be paid each month...a GENUINE error on my part.The august payment was 2 weeks late...but to be honest...I was just relieved that I had paid...hadn't missed a month and had got halfway through paying off my debt. Yesterday...Sat 30th august, whilst I was out at work, and my 14yr old daughter was in bed...the Bailiffs arrived...they left a letter that said they'd arrived to take items for auction to pay off debt, and that I was to ring them immediatly. I rang the bailiff and asked why they had been here...I was told I had broken the agreement....I asked why...as I had paid 450.00 over the three months as agreed. I was told, i had broken the agreement, and that the agreement in may was now cancelled...as I had paid on the wrong day...and that the first payment was meant to be 186,00. I told them I would pay the 36.00 this coming week...and the 150.00 installment for september on the 12th. He said he would not and didn't have to accept that as I had broken the agreement terms...and that he would be back in half an hour to collect the money..including 235.00 for their efforts!! So my debt is now over 700.00 instead of 436.00....even though I have paid three payments...and haven't missed a month. I have incurred a charge for paying 450.00.....but on the wrong days!!!! Needless to say....they didn't come back yesterday, even when i was told they would. I rang Step Change and they advised me to park my car away from my home...and to ring them Monday to talk to a Debt advisor. I have also contacted my local MP to ask if he can intervene with the council to take my debt back on...as if B&S continued to deal with it...and continued to add on charges..how was I ever going to get out of this debt. By the skin of my teeth I've manged to pay this years council tax..but if this continues with last years debt, it will affect this years payments...and the spiral continues for another year!

I'm so sorry this is a long post...but I am at my wits end...is there anything more I can do...I will be contacting Step Change at 8am tomorrow...with the hope they can help. I feel frustrated....I've shown commitment to pay...haven't missed a month...overlooked 36.00....and seem to be getting nowhere fast!!!





Bailiffs...Bristow and Sutor..HELP!!!!!

Civil vs criminal please help please

samedi 30 août 2014

Dear friends,





My boyfriend asked me to take a car loan from a bank for him and he will change the loan in to his name after a month. In order to convince me with this, he made the initial payment from his debt card and he insured his brother in the car prior to release the car from the dealer. He broke up with me within the next three weeks and prior to that he had taken all the relevant documents of the car including the logbook. He was sending the monthly instalment to my account for last two months but then he stopped paying it. When I was asking for the car back he said he can't give it back to me and said he will pay the money in future. I said I will call the police to get the car back and he was laughing at me and said police can't do anything for me and this case is civil !!!!





I went to the police and they said its CIVIL and they can't do anything. When I was trying to contact my ex and ask him to give the car back, he said to change the mandate to his name and signed the mandate to change the direct debit. I didn't forward the mandate as I know he wouldn't keep up with the payment and my credit history will be spoiled. As I was insisting him to give the car back he told me the car is sold to someone. I have received a letter from DVLA stating the details of registered keeper was changed to my ex name !!??!!. I been to the police and also called santander but both of them stated they can't do anything cos he could claim that as a gift and it's CIVIL!!!!!!!!





However I wasn't aware that I need to sign the declaration 8 to state that I have sold or transferring my car to this person (my ex). I didn't know that my sign was necessary until this question asked by bank's customer department





I DIDN'T sign the section 8 and neither sent it to DVLA to change the details of registered keeper but yet he managed to do this. As the v5c is in his name even the police or bank can't help me and it's comes under CIVIL !!! I strongly believe that he must have forged my signature or just scribbled something and sent it to DVLA. I have sent a letter to DVLA stating that I didn't sign the v5c and is that possible to send me the copy of logbook that he sent to DVLA just to see if he forged my signature or put some random signature to change the registered keeper details.









Do you think DVLA could send the copy of old log book that he sent to DVLA? What shall I do if he managed to forge my signature exactly or he put a random signature? If that is the case, do you think I could get some help from police to get the car back? Still I am the owner of the car but it wouldn't be mine until I close the loan as the loan from the bank is secured against the car!!! Is it possible for him to sell the car that easily especially as it has an outstanding loan?





Is there anyone out there to give an advise on this issue? I am really worried cos I have been financially exploited in many ways (he owes me another 3000£) by this guy but the car is the biggest worry of mine now. I am paying money for something that I don't own!!





Please please help me, I am dying on this issue and asking me every minute why did I put myself in to the situation and no one understand the actual issue





Civil vs criminal please help please

job termination threat

I have been working for a Prestigious IT firm for 8 years. I never had any issues with my previous Managers. My current manager, he is only my manager for six months, he came up false allegations against me and put me in PIP. To my bad luck my last project (that lasted only 2 months) went bad, but they came up with an aggressive report about my performance and it claims I am unfit to continue in this job. I tried to go over my boss head, but that didn’t work out. They are convinced with what my manager claims. I feel, as I have worked for more than 20 assignments in the past and all were successful, it is extremely unreasonable to put me in PIP based on just one bad project.



Now I have found another job with in the same company. When I asked my boss about my internal transfer to the new job, he says my PIP is attached my profile and I need to complete it before the transfer and he will let the new Manager know about my PIP before initiating the transfer process. The new Manager having no clue about my past performance, he obviously perceives PIP as a my overall performance and certainly wont offer me that job.



I have had unpleasant Manager-Employee relationship since the beginning with my new boss. He never treated me with respect. Now he is making sure that, attaching PIP to my profile, no other Managers should hire me in this company.



How can deal with this situation? I would like to continue in this company, but my Manager is closing all the doors for me and only trying to terminate me.





job termination threat

legal debate in court. why?

Can anyone shine some light on Why there would be a debate in court between the pursuer and defenders solicitors and who would call this?



Can a defender or a pursuer attend this to hear whats being said?





legal debate in court. why?

What is a legal debate all about between solicitors?

Can anyone shine some light on Why there would be a debate in court between the pursuer and defenders solicitors and who if any would call for this?



Can a defender or a pursuer attend this debate to hear whats being said?





What is a legal debate all about between solicitors?

A big thank you





A big thank you

Hi Everyone

Hi I hope you can help me out.

I got a pcn from my council I wrote to them saying I couldn't view the cctv footage and never got a response.

Then I got a letter saying it had gone to court & I called up and was asked to fill in a out of time form, I had some family issues come up and forgot to send the form off.

The bailiff came to my address and left a control of goods letter on a window sill downstairs I live in a block of flats with 2 floors and I live on the 1st floor.

I then didn't receive this letter til days later and they had added on £310 worth of charges taking it up to £512 & this was the 1st contact they had made with me.

I called the bailiff and explained to them that someone left the letter downstairs and that someone had opened it and now has information about me and that someone was lurking inside the block late at night (2 of the flats have been broken into in the last 6month) and I reckon it was this guy who opened my letter.

I have 2 young daughter's and after explaining the danger the bailiff has now put me and my kids in she hung up on me I live in a high crime area they weren't bothered.

I really don't know what to do and as it's the weekend I can't get in touch with my council and that is if they will help me.

Could really do with some advice please.

Thank you





Hi Everyone

unfairdismissal less than 1yr service Helppp

Hi. Having found your forum recently It seems I'm forever needing help.

I am currently trying to get to an Employment tribunal. The short version. Got to the stage of ACAS etc. Spoke to a Solicitor said possible Discrimination Case, Sent them all the papers etc. Now I feel their stalling and am expecting the news that I will have pay up front for their services as well as the Tribunal costs or alternatively go it on my own either way I will have to pay the tribunal costs. Needless to say I am not in the financial position to either of these. I have less that 5 days to file including this this w'end. I can imagine the questions. Advice would be greatly appreciated or the name of a genuine Lawyer. My thanks and gratitude in advance.

Thanks





unfairdismissal less than 1yr service Helppp

Just got a notice of application out of the blue from ind ltd

vendredi 29 août 2014

Postman just dropped a n55 through the door even though i had no correspondence from ind ltd



now i have 8 days to pay or fill in a form or i can go to prison for 14 days even though i don't recognize this debt!



there is nothing on the form to say i detest this debt just a question of what i earn and when will i pay



HELP!!!





Just got a notice of application out of the blue from ind ltd

BLEMAIN REPOSSESSION 1st SEPT IN COURT ~ H E L P !

Can anyone help? I have a repossession hearing on 1st September from Blemain. Both my estate agent and Shelter have asked Blemain to adjourn the hearing, but they are going full pelt to take my house. They have been so nasty and aggressive. It is over arrears of £1,800 odd. The loan was originally for £19,000 and I have worked out that I have paid them just over £23,000 so far...and they are after a further £10,000 plus.




The process of borrowing the £19,000.00 was very confusing as it started with me applying for the money from Freedom Finance but when, at the point of receiving my cheque, I was told that I had not been dealing with Freedom Finance but Moneio Limited and also that I was taking the loan out with Blemain Finance not Freedom Finance, I was so desperate for the money that I voiced my confusion and concern to Freedom Finance about changing lenders to Blemain Finance, but accepted the cheque without finding out who Blemain really were.




HELP!





BLEMAIN REPOSSESSION 1st SEPT IN COURT ~ H E L P !

Enforcement agent filming??

Had a visit today from Rossendales as i have missed 2 payments for council tax which i had a payment plan set up with them, my wife answered the door and he has now demanded the full amount and also made it clear that she was being filmed, she says there was no camera visable and was wondering for what purpose was he doing it for if at all?





Enforcement agent filming??

FCA Regulator link to reporting "unfair terms"

We all have the opportunity to use the the FCA reporting facility that follows, this could be anything on your contract that you find limits your rights or causes significant imbalance as the following notes explain:



The Regulations set out a test for deciding whether a term is unfair. Under this test an unfair term is a term that creates a significant imbalance in the parties’ rights and obligations to the detriment of the consumer. For example, a term that allows the seller to change the terms of the contract without a valid reason and without consulting the consumer may be unfair. However, ultimately only a court may decide conclusively whether a term is unfair under the Regulations. In deciding whether a particular term does create a “significant imbalance” between the rights and obligations of the parties we may also, where relevant, take into account other potential breaches of other rules or guidance. It is also important to note that we take a risk-based and proportionate approach to regulation. When deciding whether to take action as a result of an unfair term, we consider factors such as the number of consumers who may be affected and the actual or potential harm. For example, it would not be proportionate for us to spend resources on a case where the number of consumers likely to be affected is low. In addition consumers retain the right to refer individual disputes to FOS.

Our views on the fairness of contract terms do not affect a consumer’s right to take further action themselves, as only a court can ultimately decide if a term is unfair.



The link;





http://ift.tt/1pQTU35



Use drop down menu Q14 :




Q14: What should I do if I think I am subject to an unfair term?

Answer:

Where a consumer believes that a term creates a significant imbalance between their rights and obligations and those of the firm or that a term is not expressed in plain and intelligible language, they should refer the matter to the Consumer Contracts team for their consideration.

Contact us:

Online reporting form

Email: consumer.contracts@fca.org.uk

Postal address: Consumer Contracts Team, Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS

Checklist - does your concern fall under the scope of the Regulations?

---------------------------------------------------------------------------------------



A typical example of an already successfully disputed term under the UTCCR 5.1 regs ( http://ift.tt/1u5FnzL )



as follows :



“We may from time to time vary our interest rate. We may

increase or reduce our interest rate to reflect a change which

has occurred or which we reasonably expect to occur in interest

rates generally or to ensure that our business is carried on

prudently, efficiently and competitively"


You can find these terms on your signed contracts & in my most humble opinion there are a hell of a lot of very questionable terms being used to consumer detriment.



Please take a look at the the other bullets & use the "checklist" on Q14 if in doubt !



If you decide to make a complaint it is most likely you will receive an automated response, its a bit impersonal but bear in mind this is a numbers game & the more information/s supplied increases the chances of actions for the benefit of all consumers.



Have a go :director:



Ps; it would be wonderful if you can provide any responses !




















FCA Regulator link to reporting "unfair terms"

Mackenzie Hall

Hi Everyone.



Good to be here and to have found such an informative forum.



My reason for being here today is that I received a letter from Mackenzie Hall saying that they need to contact me regarding a personal matter. I have been in an IVA now for 2 years and have forwarded the letter on to Cleardebt to ask for their advice. In the meantime, should I respond to the letter?



Thanks for your help!





Mackenzie Hall

London Borough of Hackney v Benn [1996] EWCA Civ 561 (31 July 1996)






London Borough of Hackney v Benn [1996] EWCA Civ 561 (31 July 1996)

08436546864 Personal Injury

08436546864







As some as i saw the number i hung up



Type of Call

Personal Injury





Call Features

Recorded Message





Opt Out option given ?

No





Are you registered with TPS ?

No







For advice dealing with nuisance calls view http://ift.tt/1qFf3gp





08436546864 Personal Injury

shop direct SAR request arrived how to claim back

hi all

we are apparently receiving our SAR Request back today recorded delivery from shop direct.

can anyone help me to how to work it out on a spread sheet,.

how much interest to add on the claim and best way to write the correct letter.



Regards



Joe dempsey





shop direct SAR request arrived how to claim back

Statement of Earnings letter not sent twice, now Marstons Enforcement letter sent.!

jeudi 28 août 2014

Hi There





I had a further steps notice sent to me earlier this year, i only found the letter when visiting my neighbor as they'd sent the letter to 23 and not 24. I called the HMCTS Kent and surrey enforcement center and spoke to the advisor about my situation. She stated she would halt the bailiff action and send a statement of earnings letter. 2 weeks later i was due to move out of the property and the letter had not arrived, i gave them another ring and said it had not arrived and could you please send me another letter to my new address, So a month later now and no letter had arrived, i must admit over the last week or so it had slipped my mind.



Now i've had a letter from Marstons saying they are enforcing it and to pay them over £900 which i cant afford.



I dont know what to do, ive asked to be assessed, and twice they haven't sent me anything and now they are taking further steps even though i'm trying to pay it off.





Any help would be greatly appreciated.





Statement of Earnings letter not sent twice, now Marstons Enforcement letter sent.!

Dismissed whilst on sick leave

Briefly, I have been with my employer since Dec 2012.In Feb, had 10 days off with anxiety and stress, returned to work after this.Currently in my third week off again with this certified by GPJust received letter from employer telling me my employment has been terminated. No reason stated in the letter and no consultation either.Before I went off, was advised by HR to take some time off to get better.I would like to see if this has been done legally as you can imagine this is not doing my stress any goodThanks in advamceDavid





Dismissed whilst on sick leave

Scam and fraud on craigslist.org

I got scammed via a posting for the sale of a 1994 Caterpillar 312 excavator on Craigslist.The email of the seller was ted.vullow433@gmail.com. I was led to a fake Amazon Payments website and got sent an invoice to transfer money into a Barclays Bank Account with the following detailsAmazon Payments Bank Account Details:BANK NAME: Barclays BankBANK ADDRESS: 78 Lancaster Rd., Enfield, EN2 0BZ, United KingdomACCOUNT HOLDER: Financial Dept.ACCOUNT HOLDER ADDRESS: 112 Halley Rd., Forrest Gate, E7 8DU, London, United KingdomIBAN: GB64 BARC 202981 73594637SORT CODE: 20-29-81BIC/SWIFT CODE: BARC GB22I did not get what I paid for till date





Scam and fraud on craigslist.org

08436546864 Other

08436546864











Type of Call

Other





Call Features

Recorded Message





Opt Out option given ?

No





Are you registered with TPS ?

Yes







For advice dealing with nuisance calls view http://ift.tt/1qFf3gp





08436546864 Other

08436546864 Silent / Hung up when I answered

08436546864







Have had several from this number.



Type of Call

Silent / Hung up when I answered





Call Features





Opt Out option given ?

No





Are you registered with TPS ?

Yes







For advice dealing with nuisance calls view http://ift.tt/1qFf3gp





08436546864 Silent / Hung up when I answered

Private eye

Hi new to the site. Back in December 2013 I received a parking charge notice from parking eye. Unfortunately I received 3 more letters which I was advised to ignore. I realise now with the change in law that was a mistake. I have today received a second letter from a debt recovery service in connection with the outstanding charge indicating it is a notification to start court proceeding if the charges are not paid before the 9th Sept. What should I do now? Is it to late for the POPLA appeal direction? Please advise





Private eye

0843 654 6864 Other

0843 654 6864











Type of Call

Other





Call Features

Recorded Message





Opt Out option given ?

No





Are you registered with TPS ?

Yes







For advice dealing with nuisance calls view http://ift.tt/1qFf3gp





0843 654 6864 Other

0843 654 6864 Personal Injury

0843 654 6864











Type of Call

Personal Injury





Call Features

Recorded Message





Opt Out option given ?

Yes





Are you registered with TPS ?

No







For advice dealing with nuisance calls view http://ift.tt/1qFf3gp





0843 654 6864 Personal Injury

Hello Everyone and thanks for the site LegalBeagles

I registered about 3 weeks ago, but my husband has been very ill. I am here on behalf of my husband. I hope I am able to solve this problem, with the help of this site.



He has received a County Court Claim form from Cabot Financial and Mortimer Clarke Solicitors on 01/08/2014 and we really need help etc.



Thanks to LegalBeagle and everyone for your help and very useful information and guides thus far.





Hello Everyone and thanks for the site LegalBeagles

Lloyds Duo Airmiles CCA







Attached Images







Lloyds Duo Airmiles CCA

Hello Beagles

Hello all



I really hope you can help me as i am struggling to find answers



I am new to all this malarchy with ppi, didnt even know i had ticked the box but apparently they had added it anyway



I have made a claim with halifax and the decision was upheld, i received an offer from halifax regarding ppi repayments and interest, the offer was just over £200, the credit card was over £10,000 and i have had this since 2002.



I have had a little bit of a play with some figures of paying roughly £50 a month ppi over a period of 120 months equates to just shy of £6000



Am i correct or is there offer fair? or are they just trying it on to get rid?



I realy hope somebody can help



Many thanks



Ashley





Hello Beagles

Halifax ppi

Hello all



I really hope you can help me as i am struggling to find answers



I am new to all this malarchy with ppi, didnt even know i had ticked the box but apparently they had added it anyway



I have made a claim with halifax and the decision was upheld, i received an offer from halifax regarding ppi repayments and interest, the offer was just over £200, the credit card was over £10,000 and i have had this since 2002.



I have had a little bit of a play with some figures of paying roughly £50 a month ppi over a period of 120 months equates to just shy of £6000



Am i correct or is there offer fair? or are they just trying it on to get rid?



I realy hope somebody can help



Many thanks



Ashley





Halifax ppi

Paid garage bill but they will not release car until we sign a waver, pls help

We need help with an urgent situation !! My father drove his car into a local garage with an abs fault light, they did diagnostics and quoted a faulty pump, when he went to collect the car it would not start. The garage did not know why it would not start and did not know how to fix it. This has been going on since the 11th of august.. We sent a letter recorded delivery on the 19th of August stating the supply goods act 1982 and that we just wanted the car back in the same state that it was driven into the garage (working/drivable). The car still does not work and they demanded we pay the bill before they would release the car. I spoke to consumer advice line and they advised payment under protest, which we did. The garage then produced a form of a waver that states work that we do not believe has been carried out, we did not sign as we do not believe its true, they refuse to give us the car back until we sign this waver......... What do we do now? We have paid the bill(under protest) surely we can get our car back ???





Paid garage bill but they will not release car until we sign a waver, pls help

LP1 - is this a valid CCA?

Hello there,

I was wondering if someone can help just check that the CCA I have been sent by Lowell via Lloyds is actually valid? They say it is, but of course they would! They may be right, but I want some second opinions. I have attached it as a PDF for people to view and blacked out my personal data.



If it is not valid, then can someone help me construct a letter in reply please?



Just to make you aware, when I asked for the CCA agreement for this account, they actually sent me a letter saying that they could not obtain it and they were closing my account. I still have this. There may have been a clause saying that is it turns up then they'll be contacting me.



Many thanks for taking a look, and I'll look forward to a reply from somebody.


Attached Files







LP1 - is this a valid CCA?