Hi,,
Can someone help please??? I've just been on Equifax looking at my credit history due to receiving a summons from cabot for an old jd Williams catalogue.....Cheeky sods have themselves down as the creditor on my credit file and all I got was the default date of dec 2009 and no payment history, nothing!!!!
I haven't paid anything to the account or even acknowledged the debt to be honest. I do even wonder if its statute barred by now. I've sent the cca request and written to the solicitors and have notified the court last week.
I need that payment history to simply be really,,,if I call them is it going to mean I acknowledge the debt??? I need it for my defence anyway,,,Dunno what to do for the best really??:[/B]
Can someone help please??? I've just been on Equifax looking at my credit history due to receiving a summons from cabot for an old jd Williams catalogue.....Cheeky sods have themselves down as the creditor on my credit file and all I got was the default date of dec 2009 and no payment history, nothing!!!!
I haven't paid anything to the account or even acknowledged the debt to be honest. I do even wonder if its statute barred by now. I've sent the cca request and written to the solicitors and have notified the court last week.
I need that payment history to simply be really,,,if I call them is it going to mean I acknowledge the debt??? I need it for my defence anyway,,,Dunno what to do for the best really??:[/B]
Court Summons from Cabot, Advice re obtaining payment history from original creditor!
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