Hello,
I have now heard from Exeter CC and the judgementhas been set aside, hearing date has been set for 13.11.14.
As I have never been in this situation I am wondering how best to go about it and what to expect.
Brief synopsis of what has happened so far :
19.9.14 letter from Exeter CC notifying me of a judgement made against me and an application for attachment of earnings order.
First correspondence ever received regarding this.
22.9.14 letter from Blake Lapthorn saying judgement obtained for £7708.82 obtained and financial questionnaire attached.
Letter sent to Blake Lapthorn by recorded delivery 23.9.14 asking for copy of credit agreement and breakdown of account.£1 fee enclosed.12 days reply advised.
23.9.14.Form N244 submitted to Exeter CC for set aside of judgement.
7.10.14 letter from Exeter CC saying letter from claimant and it is ordered that the attachment of earnings be adjourned.
9.10.14 recorded letter to Blake Lapthorn referring to previous letter dated 23.9.14 asking again for copy of credit agreement and a written reply as to why judgement placed on old address of 7 years ago thus not allowing any defence. Also pointing out reasonable effort must be made to ascertain an individuals address as it is freely available on the electoral roll or credit reference agencies. I have also asked then to explain why a debt that is statue barred is being pursued.
16.10.14 Blake Lapthorn confirmed my letter dated 9.10.14, no mention of letter 23.9.14, saying it has been sent to their client who will deal with accordingly and respond back in due course.
21.10.14 letter from Exeter CC advising hearing will be 13.11.14.
Still no reply regarding my original questions and requested CCA.
Should I relay all of this in court and assume no further correspondence will be sent or can I expect the claimant to now respond ?
Any help would be appreciated and any info regarding Arrow Global, the claimant.
Many thanks.
I have now heard from Exeter CC and the judgementhas been set aside, hearing date has been set for 13.11.14.
As I have never been in this situation I am wondering how best to go about it and what to expect.
Brief synopsis of what has happened so far :
19.9.14 letter from Exeter CC notifying me of a judgement made against me and an application for attachment of earnings order.
First correspondence ever received regarding this.
22.9.14 letter from Blake Lapthorn saying judgement obtained for £7708.82 obtained and financial questionnaire attached.
Letter sent to Blake Lapthorn by recorded delivery 23.9.14 asking for copy of credit agreement and breakdown of account.£1 fee enclosed.12 days reply advised.
23.9.14.Form N244 submitted to Exeter CC for set aside of judgement.
7.10.14 letter from Exeter CC saying letter from claimant and it is ordered that the attachment of earnings be adjourned.
9.10.14 recorded letter to Blake Lapthorn referring to previous letter dated 23.9.14 asking again for copy of credit agreement and a written reply as to why judgement placed on old address of 7 years ago thus not allowing any defence. Also pointing out reasonable effort must be made to ascertain an individuals address as it is freely available on the electoral roll or credit reference agencies. I have also asked then to explain why a debt that is statue barred is being pursued.
16.10.14 Blake Lapthorn confirmed my letter dated 9.10.14, no mention of letter 23.9.14, saying it has been sent to their client who will deal with accordingly and respond back in due course.
21.10.14 letter from Exeter CC advising hearing will be 13.11.14.
Still no reply regarding my original questions and requested CCA.
Should I relay all of this in court and assume no further correspondence will be sent or can I expect the claimant to now respond ?
Any help would be appreciated and any info regarding Arrow Global, the claimant.
Many thanks.
Set aside default judgement hearing.
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