Court Claim - hoist portfolio / Santander - 19-2-2015

mardi 24 février 2015

Received a claim? Yes

Issue Date: 19-2-2015

Amount approx: £2293.21

Claimant: hoist portfolio

Solicitor: Howard cohen

Original Credit: Santander



Particulars of Claim:

The claim is for the sum of 2286.69 in respect of monies owing pursuant to the consumer credit act 1974 (CCA) under account no ...

The debt was legally assigned by Santander UK plc to the claimant and notice has been served. The defendant has failed to make contractual payments under the terms of the agreement. A default notice has been served upon the defendant pursuant to section 87(1) cca.

The claimant claims

1-the sum of 2286.69

2-Interest pursuant to s69 of the county court act 1984 at the rate of 8 percent from 03/02/15 to the date hereof 13 days is the sum of 6.52

3-daily interest at the rate of .50

4-costs




Stat Barred? No



Have sent:



Other Info:

Not sure if statute barred. Credit reports suggest not, but I can't remember making a payment as late as the default notice appearing on the reports.



I know I owe the money and I want to pay it back, I'm not disputing the amount. But if possible I would really like to avoid a CCJ as I'm trying to clear up my credit report. I just can't pay the amount in full within 28 days. How long, in practice, does it usually take before a ccj is made. Ie how long do I realistically have to find the money if I can. Also, is there any talking to the debt collector at this point to arrange something of is it too late? Thank you so much, I feel lost.





Court Claim - hoist portfolio / Santander - 19-2-2015

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